Insuresaver Insurance Agency has been helping clients find the best health insurance plans since 1979. Our vision for this company remains: help individuals, families, and small businesses find comprehensive and affordable health coverage.
With our talented staff that handles day-to-day operations, Insuresaver Insurance Agency focuses on developing and nurturing relationships not only with the clientele, but also with the insurance carriers to guarantee unbeatable customer service.
CA License Number: #0635486
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If you don't get coverage through an employer, you'll still need a health plan. For many people, that means buying individual health insurance. Everyone is different, so it's important to choose a health insurance plan that works for your lifestyle and your financial situation.
Individual health insurance can be purchased through the exchange, or directly from the health insurance carrier. There's an annual open enrollment window for individual coverage, which runs from November 1 to January 31. Outside of open enrollment, you need a “qualifying life event” to trigger a special enrollment period.
Medicare Part A and Part B only covers 80% of your medical expenses, which could leave you exposed to large out of pocket expenses. A Medicare Supplement, or Medicare Advantage plans fill in the "gaps" in coverage, such as deductibles, coinsurance, and copayments. To be eligible to enroll in a Medicare Supplement or Medicare Advantage plan, you must be enrolled in both Medicare Part A and Part B.
The best time to buy is during your Medicare Supplement Open Enrollment Period. Your Medicare Supplement Open Enrollment Period lasts for six months. It starts on the first day of the first month in which you are:
Health insurance provided to employees by an employer is called group coverage. Depending on how many employees there are, benefits covered by group and individual plans may be different.
Offering the "right" health insurance plan is one of the most important decisions you can make as a small business owner – keeping employees happy and healthy benefits you in the long run.
Anyone looking to protect their loved ones in case of death should consider life insurance. It can be an important tool in the following situations: replacement income, paying final expenses, creating an inheritance for your dependents, etc.
The most affordable and popular type of life insurance is Term Life, which provides the full face amount to your dependents in the event of your passing. The proper amount of insurance allows your family to continue their lifestyle, even though your income is no longer available.
Whether you are a U.S. citizen traveling abroad or a resident from another country planning a trip to the United States, travel insurance is strongly recommended as a means to supplement your individual medical insurance plan. The coverage allows you to design it according to your needs, such as different deductibles and maximum benefits, allowing you the insurance coverage you desire during your travels abroad.
Items covered by travel insurance:
Short Term health insurance is a flexible health coverage option when you need coverage for a period of transition in your life.
Short Term insurance may be for you if you're:
No easier agent to do business with for your Health Insurance needs. I have always trusted there advice and there very well designed website to find the best cost and options available in California. There entire support staff is very efficient and a breeze to deal with. I typically call and talk to Dan, who is the insurance agent specialist. He is well informed and take his time to answer all my questions. I have referred them to family and friends.
InsureSaver is an extremely personal and professional company. I have never seen better service anywhere. I have complete trust in InsureSaver, and my agent, Dan Abrams. The office staff is so courteous and always answer my questions quickly and thoroughly. I frequently recommend Dan Abrams to my friends, neighbors and business associates. I have been with Insure Saver for more than 9 years.
I absolutely must let you know that Sandra Karpel has been so amazing. I work for Blue Rock Business Management and our HR manager was let go abruptly. I was asked to step in and take things over, with no experience. I have never signed anyone up for health insurance before, let alone numerous people for a company. Sandra has been so kind in walking me through the entire process and answering every question asked and with such a positive and friendly demeanor. She's a rock star!