We all know how hard it is to keep up with ever increasing insurance premiums. Fortunately, there are always alternate plans or carriers to consider, in an effort to keep your insurance coverage comprehensive without breaking the bank.
For example, Aetna has released competitive rates for their Medicare Supplement plans. Our most popular plan, Plan F, has seen some sky-high increases over the year. If you have found yourself in this position, it may be time to shop for a new plan. Did you know that you can move them anytime of the year? However, if you do have pre-existing conditions, then you will want to wait for the guarantee issue period. This would be 30 days before and 30 days after your birthday, allowing you to change from like plan to like plan or downgrading plans (example would be Plan F to Plan F or Plan J to Plan F) without medical underwriting.
Another plan to consider would be the SmartChoice options with Anthem Blue Cross. This plan is almost identical to their regular Plan F, but has a deductible to meet prior to receiving covered benefits, like your Part A deductible, and lab work. By taking on more of the cost-sharing, in turn you receive greatly reduced premiums.
To see all of the options available to you, please visit our website today. www.insuresaver.com
Tags: medicare
