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	<title>Health Insurance &#187; underwriting</title>
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		<title>Pre-existing Conditions and California Residents</title>
		<link>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/</link>
		<comments>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 18:10:30 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Individual]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=258</guid>
		<description><![CDATA[Startling news shows that one in five California residents (under the age of 65) have a “pre-existing” condition, which could render them ineligible for coverage, or offered premiums at inflated rates. Though health care reform promises all Americans coverage by 2014, this still leaves many without the coverage they need for years. What is considered [...]]]></description>
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		<title>Health Care Reform is here! What does this mean for you?</title>
		<link>http://www.insuresaver.com/info/health-care-reform-is-here-what-does-this-mean-for-you/</link>
		<comments>http://www.insuresaver.com/info/health-care-reform-is-here-what-does-this-mean-for-you/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 22:05:00 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[underwriting]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=220</guid>
		<description><![CDATA[No one really knows! It seems that revisions are made by the hour, and nothing is quite set in stone as of yet. Also (as of this hour) 11 states have filed lawsuits stating that the bill is unconstitutional, in that it forces people to pay for coverage or face financial penalties. Does it promise [...]]]></description>
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		<title>Blue Shield of California Cancellations for Non-Payment of Premiums</title>
		<link>http://www.insuresaver.com/info/blue-shield-of-california-cancellations-for-non-payment-of-premiums/</link>
		<comments>http://www.insuresaver.com/info/blue-shield-of-california-cancellations-for-non-payment-of-premiums/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 19:21:54 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=194</guid>
		<description><![CDATA[Important news for our Blue Shield of California clients who are currently on individual and family plans. If you miss a payment, and exceed your grace period, they will no longer reinstate you after January 1, 2010. In these cases you will have to reapply for coverage and be subject to medical review once again. You are [...]]]></description>
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		<title>The Medical Information Bureau and You</title>
		<link>http://www.insuresaver.com/info/the-medical-information-bureau-and-you/</link>
		<comments>http://www.insuresaver.com/info/the-medical-information-bureau-and-you/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 23:06:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=191</guid>
		<description><![CDATA[Is there a database out there with all of your medical information available to prospective and current insurers? No. However, there does exist a shared central database called the Medical Information Bureau that may contain some important medical information about you. This data base is used primarily by insurance companies when applying for individual or [...]]]></description>
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		<title>Insurance Policy Rescissions versus AB 1945</title>
		<link>http://www.insuresaver.com/info/insurance-policy-rescissions-versus-ab-1945/</link>
		<comments>http://www.insuresaver.com/info/insurance-policy-rescissions-versus-ab-1945/#comments</comments>
		<pubDate>Wed, 03 Jun 2009 20:38:16 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Laws]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=86</guid>
		<description><![CDATA[AB 1945 (amendment to Section 10384 of the Insurance Code) recently passed in the State of California in light of all the recent publicity from insurance policy rescission&#8217;s. This Bill &#8220;prohibits a health care service plan or health insurer from engaging in post claims underwriting, defined to mean the rescinding, canceling, or limiting of a [...]]]></description>
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