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	<title>Health Insurance &#187; individual health</title>
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		<title>Use of Retail Clinics on the Rise</title>
		<link>http://www.insuresaver.com/info/use-of-retail-clinics-on-the-rise/</link>
		<comments>http://www.insuresaver.com/info/use-of-retail-clinics-on-the-rise/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:04:19 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=450</guid>
		<description><![CDATA[Retail clinics, which are walk-in medical clinics found in supermarkets, drug stores, and pharmacies is on the rise among young healthy people. Not only are these facilities available more often than typical doctor’s offices, they are usually staffed with nurse practitioners and physician’s assistants, much like their typical doctor’s office for non-severe illnesses. Most cases [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Increased Deductibles Results In Lawsuit Against Anthem Blue Cross</title>
		<link>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/</link>
		<comments>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:03:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=445</guid>
		<description><![CDATA[Anthem Blue Cross policyholders who remained on grandfathered plans (those administered by the Department of Managed Health Care rather than the Department of Insurance) faced an unexpected surprise. Along with increased premiums, their plan benefits changed as well. Co pays, deductibles, and out of pocket maximum amounts all increased as a result of these changes. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Health Insurance Exchanges</title>
		<link>http://www.insuresaver.com/info/health-insurance-exchanges/</link>
		<comments>http://www.insuresaver.com/info/health-insurance-exchanges/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:15:16 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=409</guid>
		<description><![CDATA[Whether you are for it or against it, health care reform marches on. As states scramble to either fight the constitutionality of the bill, or create models for health care administration, January 1, 2014 edges ever closer and brings with it the start of health insurance exchanges. These exchanges are proposed to be implemented by [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Anthem Blue Cross Implements Paramedical Exam Requirement</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 22:37:41 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[individual health]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=403</guid>
		<description><![CDATA[&#160; As part of their medical underwriting review requirements, Anthem Blue Cross has starting using a paramedical exam as part of the application process. These in house exams will be required for any applicant age 55 and older who have not been seen by a physician in the last twenty four months, as well as [...]]]></description>
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		<title>Blue Shield Ends 12 Month Rate Guarantees</title>
		<link>http://www.insuresaver.com/info/blue-shield-ends-12-month-rate-guarantees/</link>
		<comments>http://www.insuresaver.com/info/blue-shield-ends-12-month-rate-guarantees/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 17:25:52 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=317</guid>
		<description><![CDATA[As of October 1, Blue Shield of California will no longer offer 12 month rate guarantees on their individual and family health plans. Any plans issued from this day forward will see a rate adjustment January 1st, even if you started your policy on December 31st. They are also the only carrier waiting until January of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Anthem Blue Cross Introduces Retail Health Clinics</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-introduces-retail-health-clinics/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-introduces-retail-health-clinics/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 17:33:48 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=268</guid>
		<description><![CDATA[Anthem Blue Cross recently announced that they have extended their provider network to include retail health clinics. These are walk-in clinics, albeit small, that are conveniently located in many of your local retail outlets, such as pharmacies and supermarkets. Rather than making an appointment with your primary doctor for such common illnesses as sore throats, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overage Dependent Coverage Hits a Snag</title>
		<link>http://www.insuresaver.com/info/overage-dependent-coverage-hits-a-snag/</link>
		<comments>http://www.insuresaver.com/info/overage-dependent-coverage-hits-a-snag/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 17:33:34 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=265</guid>
		<description><![CDATA[Though many insurers have implemented the law early, which states adult dependents may remain on their parent’s plan until the age of 26, there have been a surprising number of employers who opted out of the earlier implementation of this law. Instead, they are waiting until they are legally required to do so – January [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/overage-dependent-coverage-hits-a-snag/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pre-existing Conditions and California Residents</title>
		<link>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/</link>
		<comments>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 18:10:30 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Individual]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=258</guid>
		<description><![CDATA[Startling news shows that one in five California residents (under the age of 65) have a “pre-existing” condition, which could render them ineligible for coverage, or offered premiums at inflated rates. Though health care reform promises all Americans coverage by 2014, this still leaves many without the coverage they need for years. What is considered [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers to Offer Overage Dependents Coverage Earlier Than Anticipated</title>
		<link>http://www.insuresaver.com/info/insurers-to-offer-overage-dependents-coverage-earlier-than-anticipated/</link>
		<comments>http://www.insuresaver.com/info/insurers-to-offer-overage-dependents-coverage-earlier-than-anticipated/#comments</comments>
		<pubDate>Tue, 04 May 2010 18:21:19 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[individual health]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=240</guid>
		<description><![CDATA[As planned during six months following the signing of the health care reform bill, coverage will be extended for dependents up to the age of 26. This will allow parents to continue to offer health insurance coverage to their dependent children, even if those children do not live in the same household. This also holds [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/insurers-to-offer-overage-dependents-coverage-earlier-than-anticipated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maternity Coverage &#8211; Important Notice</title>
		<link>http://www.insuresaver.com/info/maternity-coverage-important-notice/</link>
		<comments>http://www.insuresaver.com/info/maternity-coverage-important-notice/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 22:43:40 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[maternity]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=236</guid>
		<description><![CDATA[ Important news for our Anthem Blue Cross clients in California who are on non-maternity plans! Prior to June 1st, 2010, if you became pregnant while on a plan with no maternity benefits, you would be offered their high deductible PPO Share 5000 plan. However, now that this is no longer the case, it is extremely [...]]]></description>
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		<slash:comments>0</slash:comments>
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