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	<title>Health Insurance &#187; HMO plan</title>
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		<title>California Sees Rise in HMO Premiums</title>
		<link>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/</link>
		<comments>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 21:39:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
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		<category><![CDATA[group health]]></category>
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		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=369</guid>
		<description><![CDATA[Employers are constantly searching for ways to bring down the cost for group health insurance premiums. While the answer used to be “switch to an H.M.O”, this is no longer the case. While H.M.O. plans used to offer much lower premiums because patients were limited in where they could go for care, the rates for [...]]]></description>
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		<title>New Rules on Medical Wait Times</title>
		<link>http://www.insuresaver.com/info/new-rules-on-medical-wait-times/</link>
		<comments>http://www.insuresaver.com/info/new-rules-on-medical-wait-times/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 21:39:29 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[network provider]]></category>
		<category><![CDATA[ppo]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=366</guid>
		<description><![CDATA[Starting this month, new protocols were implemented to regulate waiting times for California residents. These guidelines were primarily designed for HMO patients, but do extend to PPO’s as well. As it seems that more time is spent in the waiting room rather than with the doctor, these wait times provide some much needed relief. For [...]]]></description>
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		<title>California&#039;s Timely Access to Medical Care</title>
		<link>http://www.insuresaver.com/info/californias-timely-access-to-medical-care/</link>
		<comments>http://www.insuresaver.com/info/californias-timely-access-to-medical-care/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 22:59:10 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
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		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[HMO plan]]></category>
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		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=207</guid>
		<description><![CDATA[ Recently, the California Department of Managed Care has released some new guidelines for HMO patients, in order to create a more efficient and comprehensive level of care for these patients. Among the new rules:    • A physician appointment within 10 business days of a request  • A specialist appointment within 15 business days of [...]]]></description>
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		<title>Understanding Insurance Terms</title>
		<link>http://www.insuresaver.com/info/understanding-insurance-terms/</link>
		<comments>http://www.insuresaver.com/info/understanding-insurance-terms/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 20:48:53 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
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		<category><![CDATA[ppo]]></category>
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		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=89</guid>
		<description><![CDATA[We all know how confusing insurance terminology can be. Here is a short list of the most commonly used terms to help you better understand the fine print on your policy: HMO: refers to Health Maintenance Organization. HMO&#8217;s provides comprehensive health care by network physicians to those in a particular geographic area. With an HMO, [...]]]></description>
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