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	<title>Health Insurance &#187; health savings accounts</title>
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	<description>Health insurance news, articles and information</description>
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		<title>Help Prevent Mistakes During Your Open Enrollment</title>
		<link>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/</link>
		<comments>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:58:52 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=424</guid>
		<description><![CDATA[A surprising number of employees make vital errors during their company’s open enrollment process, often resulting in unexpected out of pocket costs. By not understanding deductibles, coinsurance, or premiums amounts responsible out their own pockets, many find out too late that they have made an error and must wait until their next anniversary date to [...]]]></description>
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		<title>High Deductible Health Plans and HSA&#8217;s Growing in both Group &amp; Individual Markets</title>
		<link>http://www.insuresaver.com/info/high-deductible-health-plans-and-hsas-growing-in-both-group-individual-markets-2/</link>
		<comments>http://www.insuresaver.com/info/high-deductible-health-plans-and-hsas-growing-in-both-group-individual-markets-2/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 23:26:08 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[health savings accounts]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=346</guid>
		<description><![CDATA[  According to studies done in 2010, High Deductible Health Plans increased significantly in both the group and individual markets. Many found that taking on higher out of pocket plans greatly reduced their premiums, while not affecting first dollar benefits, such as preventive care or doctor office visits. It was shown that individual enrollment in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Savings Account Contributions for 2010</title>
		<link>http://www.insuresaver.com/info/health-savings-account-contributions-for-2010/</link>
		<comments>http://www.insuresaver.com/info/health-savings-account-contributions-for-2010/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 20:27:30 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[pre-tax]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=164</guid>
		<description><![CDATA[Health Savings Account plans, high deductible health plans, have the added benefits of tax deductions. Unused balances can be carried over to following years, thus allowing you to save money tax free. Since an HSA allows you to purchase a high-deductible insurance plan with lower premiums, it an excellent way to save money on healthcare. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Qualifies as a Tax-Deductible Medical Expense?</title>
		<link>http://www.insuresaver.com/info/what-qualifies-as-a-tax-deductible-medical-expense/</link>
		<comments>http://www.insuresaver.com/info/what-qualifies-as-a-tax-deductible-medical-expense/#comments</comments>
		<pubDate>Fri, 15 May 2009 22:47:13 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[pre-tax]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=65</guid>
		<description><![CDATA[When it comes to Health Savings Account health plans, one of most common questions we hear is what is a qualified medical expense? As you know, you can use your savings account to cover expenses that are not covered by your health plan, though there are limitations as to what does and does not fall [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate Increases and Your Options</title>
		<link>http://www.insuresaver.com/info/rate-increases-and-your-options/</link>
		<comments>http://www.insuresaver.com/info/rate-increases-and-your-options/#comments</comments>
		<pubDate>Mon, 04 May 2009 19:13:16 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health savings accounts]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=37</guid>
		<description><![CDATA[Please note that while not everyone will be affected by annual rate increases, many of you will find that your rates are being adjusted by the insurance carriers. This is due to rising costs of health care, hospitalizations, and prescription drug costs. However, though your rates may be rising, this does not mean you are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keeping Employees Aware of Benefit Packages</title>
		<link>http://www.insuresaver.com/info/keeping-employees-aware-of-benefit-packages/</link>
		<comments>http://www.insuresaver.com/info/keeping-employees-aware-of-benefit-packages/#comments</comments>
		<pubDate>Mon, 27 Apr 2009 22:31:44 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health savings accounts]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=13</guid>
		<description><![CDATA[One of the most important things you need to do as an Employer offering health insurance is to make sure that your employees understand their benefit packages. Here are some frequently asked questions that employees may have about their group health insurance plan: How much do they have to pay? As the employer in a [...]]]></description>
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