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	<title>Health Insurance &#187; group health</title>
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	<description>Health insurance news, articles and information</description>
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		<item>
		<title>Help Prevent Mistakes During Your Open Enrollment</title>
		<link>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/</link>
		<comments>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:58:52 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=424</guid>
		<description><![CDATA[A surprising number of employees make vital errors during their company’s open enrollment process, often resulting in unexpected out of pocket costs. By not understanding deductibles, coinsurance, or premiums amounts responsible out their own pockets, many find out too late that they have made an error and must wait until their next anniversary date to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Health Insurance Regulation in California Under Health Care Reform</title>
		<link>http://www.insuresaver.com/info/health-insurance-regulation-in-california-under-health-care-reform/</link>
		<comments>http://www.insuresaver.com/info/health-insurance-regulation-in-california-under-health-care-reform/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 18:25:32 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=421</guid>
		<description><![CDATA[Health care administration under the Affordable Care Act is tricky enough, but none more so than in California. Currently there are two options for the golden state – either consolidating into one regulatory agency or combining between two agencies, the California Department of Insurance (CDI) and Department of Managed Health Care (DMHC), to properly maintain [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>California Sees Rise in HMO Premiums</title>
		<link>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/</link>
		<comments>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 21:39:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=369</guid>
		<description><![CDATA[Employers are constantly searching for ways to bring down the cost for group health insurance premiums. While the answer used to be “switch to an H.M.O”, this is no longer the case. While H.M.O. plans used to offer much lower premiums because patients were limited in where they could go for care, the rates for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Disability Insurance Provides Peace of Mind Protection</title>
		<link>http://www.insuresaver.com/info/disability-insurance-provides-peace-of-mind-protection/</link>
		<comments>http://www.insuresaver.com/info/disability-insurance-provides-peace-of-mind-protection/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 23:04:31 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=331</guid>
		<description><![CDATA[  While many of us know the importance of protecting ourselves against unexpected medical expenses, we tend to overlook the added fact that while we recover from an accident or illness, we are going to lose our income. Sometimes an illness or injury can keep you from working for years, and the added stress of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mini Medical Plans Face Extinction Due To Health Care Reform</title>
		<link>http://www.insuresaver.com/info/326/</link>
		<comments>http://www.insuresaver.com/info/326/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 23:01:03 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=326</guid>
		<description><![CDATA[  While the Patient Protection and Affordable Care Act (PPACA) requires that plans remove annual and lifetime limits on plans, many part time and seasonal workers are now faced with the possibility of losing their medical coverage altogether. Many large employers, such as Disneyland and McDonald’s, do make an offer of some very basic coverage [...]]]></description>
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		<item>
		<title>Should You Grandfather Your Group Plan?</title>
		<link>http://www.insuresaver.com/info/should-you-grandfather-your-group-plan/</link>
		<comments>http://www.insuresaver.com/info/should-you-grandfather-your-group-plan/#comments</comments>
		<pubDate>Thu, 21 Oct 2010 17:25:47 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=313</guid>
		<description><![CDATA[Many small business owners are now facing the tough decision as to whether they should grandfather their plans, or make necessary changes to bring down their costs. There are pros and cons to both sides, and the decision should not be a rushed one. Therefore, we want to provide some guidance tools to help you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Many California Small Businesses Can Get Health Coverage Credit</title>
		<link>http://www.insuresaver.com/info/many-california-small-businesses-can-get-health-coverage-credit/</link>
		<comments>http://www.insuresaver.com/info/many-california-small-businesses-can-get-health-coverage-credit/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 16:49:18 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[tax credits]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=289</guid>
		<description><![CDATA[It is expected that about 456,000 small businesses in California will qualify for the federal tax credits, offered to employers with 25 or fewer full time eligible employees earning less than $50,000 annually. This will bring some relief as employers struggle to maintain coverage in a sagging economy. Currently, only 46% of small businesses with [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/many-california-small-businesses-can-get-health-coverage-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rules Governing Grandfathered Health Plans</title>
		<link>http://www.insuresaver.com/info/278/</link>
		<comments>http://www.insuresaver.com/info/278/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 17:42:49 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=278</guid>
		<description><![CDATA[One outstanding declaration in President Obama’s health care reform plan is the promise people who like their current health plan will have the option to keep it. How will this work? The plan is to grandfather in policies in order to “protect the ability of individuals and businesses to keep their current plan while providing [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/278/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Many Important Health Care Reform Changes for Young Adults</title>
		<link>http://www.insuresaver.com/info/many-important-health-care-reform-changes-for-young-adults/</link>
		<comments>http://www.insuresaver.com/info/many-important-health-care-reform-changes-for-young-adults/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 18:04:37 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=249</guid>
		<description><![CDATA[While many young adults faced losing coverage as they aged off their parent’s plan, had no coverage in the case of an unexpected pregnancy, or merely had the bare necessities covered by their school plans, all can breathe a sigh of relief as health care reform promises to end their fears. As mentioned in earlier [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/many-important-health-care-reform-changes-for-young-adults/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Care Reform – where it is headed?</title>
		<link>http://www.insuresaver.com/info/health-care-reform-%e2%80%93-where-it-is-headed/</link>
		<comments>http://www.insuresaver.com/info/health-care-reform-%e2%80%93-where-it-is-headed/#comments</comments>
		<pubDate>Mon, 17 May 2010 18:52:38 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=245</guid>
		<description><![CDATA[We are now well into the first year following the passing of the health care reform bill. However, we still are not completely sure of what the changes are going to be, and how it will affect all of us. While some portions of the bill are clear cut, such as extending coverage to overage [...]]]></description>
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