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	<title>Health Insurance &#187; Coinsurance</title>
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		<title>Should You Grandfather Your Group Plan?</title>
		<link>http://www.insuresaver.com/info/should-you-grandfather-your-group-plan/</link>
		<comments>http://www.insuresaver.com/info/should-you-grandfather-your-group-plan/#comments</comments>
		<pubDate>Thu, 21 Oct 2010 17:25:47 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=313</guid>
		<description><![CDATA[Many small business owners are now facing the tough decision as to whether they should grandfather their plans, or make necessary changes to bring down their costs. There are pros and cons to both sides, and the decision should not be a rushed one. Therefore, we want to provide some guidance tools to help you [...]]]></description>
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		<title>Rules Governing Grandfathered Health Plans</title>
		<link>http://www.insuresaver.com/info/278/</link>
		<comments>http://www.insuresaver.com/info/278/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 17:42:49 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=278</guid>
		<description><![CDATA[One outstanding declaration in President Obama’s health care reform plan is the promise people who like their current health plan will have the option to keep it. How will this work? The plan is to grandfather in policies in order to “protect the ability of individuals and businesses to keep their current plan while providing [...]]]></description>
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		<title>Anthem Blue Cross PPO Share Plan Changes</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-ppo-share-plan-changes/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-ppo-share-plan-changes/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 18:32:08 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[maternity]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=176</guid>
		<description><![CDATA[Anthem Blue Cross has discontinued some of their PPO Share (maternity) plans in California, and although you may keep your current coverage, you may find the rates higher than you anticipated. In this case, new plans have been designed to offer comparable coverage with lower premiums. For instance, those individuals and families on the PPO [...]]]></description>
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		<title>H1N1 Flu Vaccine and Your Insurance Plan</title>
		<link>http://www.insuresaver.com/info/h1n1-flu-vaccine-and-your-insurance-plan/</link>
		<comments>http://www.insuresaver.com/info/h1n1-flu-vaccine-and-your-insurance-plan/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 18:08:28 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=167</guid>
		<description><![CDATA[Many carriers have released information that they will be covering the H1N1 virus (swine flu) vaccine and all administrative costs associated with obtaining the vaccine. Although focus will start with clients at most risk, all members will be ultimately covered. The two anti-viral medications, Tamiflu and Relenza, both offered in a generic formula as well, [...]]]></description>
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		<item>
		<title>Understanding Insurance Terms</title>
		<link>http://www.insuresaver.com/info/understanding-insurance-terms/</link>
		<comments>http://www.insuresaver.com/info/understanding-insurance-terms/#comments</comments>
		<pubDate>Fri, 05 Jun 2009 20:48:53 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[ppo]]></category>
		<category><![CDATA[ppo plan]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=89</guid>
		<description><![CDATA[We all know how confusing insurance terminology can be. Here is a short list of the most commonly used terms to help you better understand the fine print on your policy: HMO: refers to Health Maintenance Organization. HMO&#8217;s provides comprehensive health care by network physicians to those in a particular geographic area. With an HMO, [...]]]></description>
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