Diabetic clients will be finding more comprehensive dental and vision benefits with Anthem Blue Cross starting 1/1/2010. These integrated benefits will help such individuals obtain the care they need to manage their conditions, and prevent diabetes related complications.
Posts Tagged ‘added benefits’
Enhanced Dental and Vision Benefits for Diabetics with Anthem Blue Cross
Monday, January 11th, 2010Motivating Employees to Keep Healthy
Tuesday, August 18th, 2009How would you feel if your boss told you to get a checkup? You would be surprised at how many employers are now realizing the importance of regular exams for their employees. First, it helps find and treat illnesses earlier, resulting in better overall health for the employee. Second, it helps keep insurance premiums down. As employees get older and continue to practice unhealthy lifestyles, medical claims and expenses rise – along with the monthly rates.
If more employers would push their employees to get regular checkups, conditions such as heart disease, diabetes, and cancer can be detected earlier – or before they become an issue at all. Though this may result in more out of pocket costs for the employee (for testing and prescriptions, for example), the costs for major surgeries and heart attacks is far beyond these costs.
Implementing wellness programs, designed to help employees lose weight or quit smoking are another motivational tool to keep employees healthy, and employers ensured productive and happy employees.
Ancillary Benefits Equals Happy Employees
Friday, August 14th, 2009Small Businesses are definitely hit the hardest when it comes to premium rates. However, recent studies have shown that incorporating ancillary benefits, such as life, disability, and dental benefits, ensures employees are not only healthy and happy – but loyal as well. A MetLife study showed that 73% of employees who felt adequately covered were happy with their job. On the other hand, those employees who felt that their coverage left them too exposed, were not. Only 22% of such employees stated that they were satisfied with their job.
Productivity is also greatly affected by health benefits. If an employee knows that the coverage is there when they need it, they will push further for their employer. With economic times at their tightest, knowing that they will not incur large medical or dental bills, or leave their family without protection if something should happen to them, means employees can focus on the task at hand. In these cases, everyone benefits!
Though the economy is in tough shape right now, Employers may find that a bit more out of pocket costs for their employees will result in a return of happy, healthy, and productive workers in the end.
Preventative Care and Your Insurance Plan
Monday, May 11th, 2009Preventative care is vital in catching dangerous diseases in their early stages and can go a long way towards helping you live a full and healthy life. There are specific recommendations for each age group in relation to preventative care. Here’s a quick look at the type of preventative care you may need.
Those in their 20′s and 30′s should make sure to screen height, weight, cholesterol levels and blood pressure every two years. If you have specific issues with your cholesterol levels, or your doctor recommends more frequent screenings, which will be covered in most cases. Women in this age group should have one Pap test each Influenza shots are recommended once a year, in the fall, if you are at risk for developing or coming in contact with the disease.
For those 40 and older (up to their mid 60′s), the same recommendations above still apply, but some other preventative screenings are also recommended. Mammograms for women in this age group are recommended every one to two years. This may or may not need to include a clinical breast examination. Osteoporosis screening should begin for women, once they reach the age of 60. These screenings should be once a year for women at risk for osteoporotic fractures. Colorectal screenings are also recommended.
People Aged 65-and up have many of the same recommendations, but the frequency requirements may vary. Mammogram screenings are recommended every one to two years. Osteoporosis screenings are moved up to routinely, and may require more frequency, based on your individual needs. The flu shot for individual in this category is now recommended once a year, whether you are at high-risk or not. In additional, the Pneumonococcal vaccine is recommended once. A booster for this vaccine may be recommended as well.
Added Member Benefits to Your Plan
Tuesday, April 28th, 2009Being a member of a health insurance plan often entitles you to additional wellness resources.
For example, Blue Shield of California offers (at no extra costs) 24 Hour Fitness discounts, including waived enrollment and processing fees, and discounted initiation fees and monthly dues.
They also offer discounts for Weight Watchers, as well as 25% off acupuncture, chiropractic exams, and massage therapy.
Aetna also includes a wellness program that offers personalized support from experienced health educators to help their members address lifestyle behaviors, make positive changes, and achieve their optimal health status.
Their discounts extend to vitamins, homeopathic remedies, yoga equipment, and herbal and nutritional supplementation.
Anthem Blue Cross offers their 360 degree Health program, designed to help you stop smoking, manage stress, manage a chronic health condition, etc.
Take a look at your policy to see what kind of added benefits your health insurance provider offers, or visit your member access website to read more. Here’s to your good health!



