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	<title>Health Insurance &#187; Tools</title>
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		<title>Use of Retail Clinics on the Rise</title>
		<link>http://www.insuresaver.com/info/use-of-retail-clinics-on-the-rise/</link>
		<comments>http://www.insuresaver.com/info/use-of-retail-clinics-on-the-rise/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 21:04:19 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=450</guid>
		<description><![CDATA[Retail clinics, which are walk-in medical clinics found in supermarkets, drug stores, and pharmacies is on the rise among young healthy people. Not only are these facilities available more often than typical doctor’s offices, they are usually staffed with nurse practitioners and physician’s assistants, much like their typical doctor’s office for non-severe illnesses. Most cases [...]]]></description>
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		<title>Increased Deductibles Results In Lawsuit Against Anthem Blue Cross</title>
		<link>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/</link>
		<comments>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:03:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=445</guid>
		<description><![CDATA[Anthem Blue Cross policyholders who remained on grandfathered plans (those administered by the Department of Managed Health Care rather than the Department of Insurance) faced an unexpected surprise. Along with increased premiums, their plan benefits changed as well. Co pays, deductibles, and out of pocket maximum amounts all increased as a result of these changes. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rate Increase Accountability</title>
		<link>http://www.insuresaver.com/info/rate-increase-accountability/</link>
		<comments>http://www.insuresaver.com/info/rate-increase-accountability/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 20:32:55 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=442</guid>
		<description><![CDATA[In an effort to give consumers more knowledge when it comes to premium rate increases, the Department of Health and Human Services can now require that all insurance carriers file their rate increases online via a government website -http://companyprofiles.healthcare.gov. As of September 1, 2011 insurers who plan on raising their rates 10% or more must [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Obesity Rates Increasing in the U.S.</title>
		<link>http://www.insuresaver.com/info/obesity-rates-increasing-in-the-u-s/</link>
		<comments>http://www.insuresaver.com/info/obesity-rates-increasing-in-the-u-s/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 20:20:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[preventative care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=429</guid>
		<description><![CDATA[Alarming trends show that almost half the United States population will be obese by 2030. In California, rates have doubled in the last 20 years – resulting in over 20% of the State’s residents falling under the category of obese. With increasing size comes increasing health problems, such as diabetes and heart conditions. In 2009, [...]]]></description>
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		<title>When is Angioplasty Unnecessary?</title>
		<link>http://www.insuresaver.com/info/when-is-angioplasty-unnecessary/</link>
		<comments>http://www.insuresaver.com/info/when-is-angioplasty-unnecessary/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 18:24:29 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=418</guid>
		<description><![CDATA[Shocking reports show that over one tenth of elective angioplasty procedures are not necessary, causing undue danger to the patient and extensive damage to their wallets. While a much needed help to those with urgent medical needs, for those with less severe conditions (many with mild or no symptoms at all) over 12% were found [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Senior Citizen&#8217;s Facing Social Security Woes</title>
		<link>http://www.insuresaver.com/info/senior-citizens-facing-social-security-woes/</link>
		<comments>http://www.insuresaver.com/info/senior-citizens-facing-social-security-woes/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 17:15:59 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medigap]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=413</guid>
		<description><![CDATA[All of us are finding that our dollars are not going as far as they used to, but none are feeling the hit as much as senior citizens. It is shown that senior citizen’s expenses are rising twice as fast as their Social Security checks, and as many use this as their sole means of [...]]]></description>
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		<title>Anthem Blue Cross Implements Paramedical Exam Requirement</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 22:37:41 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[individual health]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=403</guid>
		<description><![CDATA[&#160; As part of their medical underwriting review requirements, Anthem Blue Cross has starting using a paramedical exam as part of the application process. These in house exams will be required for any applicant age 55 and older who have not been seen by a physician in the last twenty four months, as well as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Medicare Faces Insolvency As Baby Boomers Enter System</title>
		<link>http://www.insuresaver.com/info/medicare-faces-insolvency-as-baby-boomers-enter-system/</link>
		<comments>http://www.insuresaver.com/info/medicare-faces-insolvency-as-baby-boomers-enter-system/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 19:48:52 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medicare supplement]]></category>
		<category><![CDATA[medigap]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=396</guid>
		<description><![CDATA[As baby boomers begin to reach the age of Medicare eligibility, the program designed to cover senior&#8217;s health care faces an overwhelming addition of new enrollees. In fact, this year sees 7,000 new beneficiaries per day. Over the next 20 years 70 million are expected to be eligible for benefits, as compared with 45.2 million [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/medicare-faces-insolvency-as-baby-boomers-enter-system/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>California State Programs Face Massive Cuts</title>
		<link>http://www.insuresaver.com/info/california-state-programs-face-massive-cuts/</link>
		<comments>http://www.insuresaver.com/info/california-state-programs-face-massive-cuts/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 21:05:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=392</guid>
		<description><![CDATA[In Governor Jerry Brown’s (D) revision to the budget plan, he addresses earlier cuts made to health and social service programs. Though these cuts were intended to shrink California’s deficit, many children, low income, or elderly residents face losing assistance. As lawmakers managed to move $2 billion dollars from mental health services and childhood health [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/california-state-programs-face-massive-cuts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Top Employee Wellness Concerns</title>
		<link>http://www.insuresaver.com/info/top-employee-wellness-concerns/</link>
		<comments>http://www.insuresaver.com/info/top-employee-wellness-concerns/#comments</comments>
		<pubDate>Wed, 04 May 2011 20:26:57 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=386</guid>
		<description><![CDATA[While preventive screenings are now an integral part of (most) health care policies, employees are still bearing the brunt of stressful job environments, and lack of exercise. Obesity continues to rise, even with all of the education available to us. Add to that the added dangers of stress on a taxed body and mind, and [...]]]></description>
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