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	<title>Health Insurance &#187; Group</title>
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		<title>Public Views on Health Care Reform</title>
		<link>http://www.insuresaver.com/info/public-views-on-health-care-reform/</link>
		<comments>http://www.insuresaver.com/info/public-views-on-health-care-reform/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 19:47:31 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
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		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health plan]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=211</guid>
		<description><![CDATA[  A recent poll shows that 57% of Americans do not like any of the proposed health care bills, and agree that Congress should start fresh, rather than attempting to piecemeal a model from scrapped ideas. Trying to reach a bipartisan agreement as to what needs to be done is not an easy task, but [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is There a Answer for COBRA Subsidies?</title>
		<link>http://www.insuresaver.com/info/is-there-a-answer-for-cobra-subsidies/</link>
		<comments>http://www.insuresaver.com/info/is-there-a-answer-for-cobra-subsidies/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 19:30:44 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=201</guid>
		<description><![CDATA[Worries grow as those Californians who have been receiving assistance with their COBRA premiums are faced with losing financial assistance. As federal stimulus money dwindles, the 65% of premium formerly covered by this subsidy will expire, leaving many to make a tough choice – pay the premiums or go without coverage. COBRA (the Consolidated Omnibus [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Enhanced Dental and Vision Benefits for Diabetics with Anthem Blue Cross</title>
		<link>http://www.insuresaver.com/info/enhanced-dental-and-vision-benefits-for-diabetics-with-anthem-blue-cross/</link>
		<comments>http://www.insuresaver.com/info/enhanced-dental-and-vision-benefits-for-diabetics-with-anthem-blue-cross/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 19:30:03 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=197</guid>
		<description><![CDATA[ Diabetic clients will be finding more comprehensive dental and vision benefits with Anthem Blue Cross starting 1/1/2010. These integrated benefits will help such individuals obtain the care they need to manage their conditions, and prevent diabetes related complications.  Diabetic Retinopathy can be a common occurrence, but is almost 90% preventable with proper vision care. Therefore, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Expiration Date Nears for COBRA Federal Subsidy</title>
		<link>http://www.insuresaver.com/info/expiration-date-nears-for-cobra-federal-subsidy/</link>
		<comments>http://www.insuresaver.com/info/expiration-date-nears-for-cobra-federal-subsidy/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 18:23:40 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=170</guid>
		<description><![CDATA[The federal economic stimulus package which covers 65% of the cost of COBRA premiums is set to end as of December 2009. This reduction was designed to assist those who had an involuntary termination of employment and were eligible for COBRA during the period of September 1, 2008 through December 31, 2009. Though the subsidy [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
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		<title>The Mental Health Parity and Addiction Equity Act of 2008</title>
		<link>http://www.insuresaver.com/info/the-mental-health-parity-and-addiction-equity-act-of-2008/</link>
		<comments>http://www.insuresaver.com/info/the-mental-health-parity-and-addiction-equity-act-of-2008/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 19:50:31 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[mental health]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=151</guid>
		<description><![CDATA[In October of 2008, the President signed the Mental Health Parity and Addiction Equity Act (MHPAEA), which provided some vital changes in the way group mental health and addiction benefits are to be covered. This ensures that those needing such coverage will not be denied or restricted in their ability to seek treatment.   The [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ancillary Benefits Equals Happy Employees</title>
		<link>http://www.insuresaver.com/info/ancillary-benefits-equals-happy-employees/</link>
		<comments>http://www.insuresaver.com/info/ancillary-benefits-equals-happy-employees/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 22:20:58 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=145</guid>
		<description><![CDATA[Small Businesses are definitely hit the hardest when it comes to premium rates. However, recent studies have shown that incorporating ancillary benefits, such as life, disability, and dental benefits, ensures employees are not only healthy and happy – but loyal as well. A MetLife study showed that 73% of employees who felt adequately covered were [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reduced General Practice Physicians in California</title>
		<link>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/</link>
		<comments>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 21:45:56 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[network provider]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=116</guid>
		<description><![CDATA[Recent studies show an alarming trend in California. General Practice physicians are in dwindling supply, and at the lower end of “per capita need”. As fewer and fewer younger physicians enter this field, the inadequacies will become even more dire. On the other hand, specialists seem to be in abundance, but are not distributed throughout [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Agents and Brokers Make a Difference</title>
		<link>http://www.insuresaver.com/info/how-agents-and-brokers-make-a-difference/</link>
		<comments>http://www.insuresaver.com/info/how-agents-and-brokers-make-a-difference/#comments</comments>
		<pubDate>Fri, 12 Jun 2009 22:24:26 +0000</pubDate>
		<dc:creator>Dan</dc:creator>
				<category><![CDATA[Group]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[health plan]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=91</guid>
		<description><![CDATA[Many people may still not quite understand what role an agent or broker plays when it comes to your health insurance plan. You don’t pay fees to work with an agent or broker, and the return in services in invaluable.                                                          Most importantly, we serve to help you understand the complex world of health insurance. [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/how-agents-and-brokers-make-a-difference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assembly Bill 1672 &amp; What it means for Small Business Plans</title>
		<link>http://www.insuresaver.com/info/assembly-bill-1672-what-it-means-for-small-business-plans/</link>
		<comments>http://www.insuresaver.com/info/assembly-bill-1672-what-it-means-for-small-business-plans/#comments</comments>
		<pubDate>Mon, 18 May 2009 22:57:29 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=74</guid>
		<description><![CDATA[Small business owners in California received extra protection under the law for their rights with group health insurance when the law AB 1672 was passed in 1992. This new requirement required that group health insurance carriers provide coverage for employees covered under a group health plan, even if they have a pre-existing condition. This new [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/assembly-bill-1672-what-it-means-for-small-business-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Savings with a Premium Only Plan (Section 125)</title>
		<link>http://www.insuresaver.com/info/savings-with-a-premium-only-plan-section-125/</link>
		<comments>http://www.insuresaver.com/info/savings-with-a-premium-only-plan-section-125/#comments</comments>
		<pubDate>Fri, 08 May 2009 20:00:21 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[pre-tax]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=46</guid>
		<description><![CDATA[ The IRS has instituted a provision in Section 125 of their code. This provision allows for a simple change in your company&#8217;s payroll process that reduces your taxable payroll. Every premium contribution your employees make will be deducted from your overall taxable payroll amount. Here&#8217;s what you and your employees can expect with a Premium [...]]]></description>
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		<slash:comments>0</slash:comments>
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