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	<title>Health Insurance &#187; Susan</title>
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	<description>Health insurance news, articles and information</description>
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		<item>
		<title>Help Prevent Mistakes During Your Open Enrollment</title>
		<link>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/</link>
		<comments>http://www.insuresaver.com/info/help-prevent-mistakes-during-your-open-enrollment/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 17:58:52 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[health savings accounts]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=424</guid>
		<description><![CDATA[A surprising number of employees make vital errors during their company’s open enrollment process, often resulting in unexpected out of pocket costs. By not understanding deductibles, coinsurance, or premiums amounts responsible out their own pockets, many find out too late that they have made an error and must wait until their next anniversary date to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Anthem Blue Cross Implements Paramedical Exam Requirement</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-implements-paramedical-exam-requirement/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 22:37:41 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[individual health]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=403</guid>
		<description><![CDATA[&#160; As part of their medical underwriting review requirements, Anthem Blue Cross has starting using a paramedical exam as part of the application process. These in house exams will be required for any applicant age 55 and older who have not been seen by a physician in the last twenty four months, as well as [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Many Children Going Without Mental Health Services</title>
		<link>http://www.insuresaver.com/info/many-children-going-without-mental-health-services/</link>
		<comments>http://www.insuresaver.com/info/many-children-going-without-mental-health-services/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 23:37:05 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[mental health]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=360</guid>
		<description><![CDATA[  As the number of uninsured children increases, a new study shows that many of these children have the added stress of an emotional, behavioral, or developmental disorder which is going untreated due to lack of access to medical care. Low income families tend to have children with higher rates of these conditions, such as [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/many-children-going-without-mental-health-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Children Guaranteed Health Coverage Thanks to Assembly Bill 2244</title>
		<link>http://www.insuresaver.com/info/children-guaranteed-health-coverage-thanks-to-assembly-bill-2244/</link>
		<comments>http://www.insuresaver.com/info/children-guaranteed-health-coverage-thanks-to-assembly-bill-2244/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 23:13:10 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=338</guid>
		<description><![CDATA[The Patient Protection and Affordable Care Act (PPACA) states that children must be offered health care coverage regardless of their health status. As a result, almost all carriers decided to drop new “child only” plans from their portfolio, fearing that parents would only enroll their child once they became ill. However, a new bill signed into [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Grandfathered Plans and Your Options Now</title>
		<link>http://www.insuresaver.com/info/grandfathered-plans-and-your-options-now/</link>
		<comments>http://www.insuresaver.com/info/grandfathered-plans-and-your-options-now/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 21:45:13 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=309</guid>
		<description><![CDATA[What does it mean to lose “grandfathered status”?  This may or may not be a concern to you. In a nutshell, this means is your plan will now have to comply with all regulations mandated by health care reform. One of the most important things to know is that along with guarantee issue coverage for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When to Worry About a Child&#039;s Fever</title>
		<link>http://www.insuresaver.com/info/when-to-worry-about-a-childs-fever/</link>
		<comments>http://www.insuresaver.com/info/when-to-worry-about-a-childs-fever/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 17:39:51 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=274</guid>
		<description><![CDATA[Starve a fever, feed a cold? Or is it feed a fever, starve a cold? Whatever the old myth states, we all know how frightening it can be when your child has a fever. While it is a necessary process your body uses to fight off infection, it is vital to keep track of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maternity Coverage &#8211; Important Notice</title>
		<link>http://www.insuresaver.com/info/maternity-coverage-important-notice/</link>
		<comments>http://www.insuresaver.com/info/maternity-coverage-important-notice/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 22:43:40 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[maternity]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=236</guid>
		<description><![CDATA[ Important news for our Anthem Blue Cross clients in California who are on non-maternity plans! Prior to June 1st, 2010, if you became pregnant while on a plan with no maternity benefits, you would be offered their high deductible PPO Share 5000 plan. However, now that this is no longer the case, it is extremely [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/maternity-coverage-important-notice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>H1N1 Flu Vaccine and Your Insurance Plan</title>
		<link>http://www.insuresaver.com/info/h1n1-flu-vaccine-and-your-insurance-plan/</link>
		<comments>http://www.insuresaver.com/info/h1n1-flu-vaccine-and-your-insurance-plan/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 18:08:28 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=167</guid>
		<description><![CDATA[Many carriers have released information that they will be covering the H1N1 virus (swine flu) vaccine and all administrative costs associated with obtaining the vaccine. Although focus will start with clients at most risk, all members will be ultimately covered. The two anti-viral medications, Tamiflu and Relenza, both offered in a generic formula as well, [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/h1n1-flu-vaccine-and-your-insurance-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Importance of Flu Prevention</title>
		<link>http://www.insuresaver.com/info/the-importance-of-flu-prevention/</link>
		<comments>http://www.insuresaver.com/info/the-importance-of-flu-prevention/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 22:47:23 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=99</guid>
		<description><![CDATA[With the recent swine flu scare thankfully come to an end, it does bring to light the fact that we should always be concerned during flu season. It is vital to do everything possible to remain healthy, avoid contamination, and keep the illness from spreading to others. One of the simplest answers is to stay [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/the-importance-of-flu-prevention/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Does Concierge Medicine Mean?</title>
		<link>http://www.insuresaver.com/info/what-does-concierge-medicine-mean/</link>
		<comments>http://www.insuresaver.com/info/what-does-concierge-medicine-mean/#comments</comments>
		<pubDate>Fri, 22 May 2009 20:08:26 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[network provider]]></category>
		<category><![CDATA[ppo]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=80</guid>
		<description><![CDATA[ These days you are probably hearing a lot about “concierge medicine”. This is where physicians charge patients an annual fee of several hundred to several thousand dollars a year to ensure benefits like longer appointments, shorter waiting times and the ability to call your provider directly. It has been reported that there are over a [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/what-does-concierge-medicine-mean/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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