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	<title>Health Insurance &#187; Sandra</title>
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	<description>Health insurance news, articles and information</description>
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		<item>
		<title>Two Surprises to Look Out For With Health Insurance</title>
		<link>http://www.insuresaver.com/info/two-surprises-to-look-out-for-with-health-insurance/</link>
		<comments>http://www.insuresaver.com/info/two-surprises-to-look-out-for-with-health-insurance/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:55:05 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Health News]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=476</guid>
		<description><![CDATA[Many of us would rather do almost anything else instead and so rush through the process and simply pick whatever plan looks like it is a good deal at the time. But even the most popular plan from a top rated insurer like Anthem Blue Cross California health insurance can end up costing you big [...]]]></description>
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		<title>More Tips to Help You Save</title>
		<link>http://www.insuresaver.com/info/more-tips-to-help-you-save/</link>
		<comments>http://www.insuresaver.com/info/more-tips-to-help-you-save/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 20:53:42 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Health News]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=474</guid>
		<description><![CDATA[In these tough economic times we all need a little extra help saving money, especially on our health care bills. Here are a couple of tips that can save you big bucks on a high quality health insurance  plan from one of the top rated carriers in Texas, like Anthem Blue Cross Blue Shield. 1)      [...]]]></description>
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		<title>Increased Deductibles Results In Lawsuit Against Anthem Blue Cross</title>
		<link>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/</link>
		<comments>http://www.insuresaver.com/info/increased-deductibles-results-in-lawsuit-against-anthem-blue-cross/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:03:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=445</guid>
		<description><![CDATA[Anthem Blue Cross policyholders who remained on grandfathered plans (those administered by the Department of Managed Health Care rather than the Department of Insurance) faced an unexpected surprise. Along with increased premiums, their plan benefits changed as well. Co pays, deductibles, and out of pocket maximum amounts all increased as a result of these changes. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Obesity Rates Increasing in the U.S.</title>
		<link>http://www.insuresaver.com/info/obesity-rates-increasing-in-the-u-s/</link>
		<comments>http://www.insuresaver.com/info/obesity-rates-increasing-in-the-u-s/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 20:20:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[preventative care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=429</guid>
		<description><![CDATA[Alarming trends show that almost half the United States population will be obese by 2030. In California, rates have doubled in the last 20 years – resulting in over 20% of the State’s residents falling under the category of obese. With increasing size comes increasing health problems, such as diabetes and heart conditions. In 2009, [...]]]></description>
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		<title>Health Insurance Exchanges</title>
		<link>http://www.insuresaver.com/info/health-insurance-exchanges/</link>
		<comments>http://www.insuresaver.com/info/health-insurance-exchanges/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:15:16 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=409</guid>
		<description><![CDATA[Whether you are for it or against it, health care reform marches on. As states scramble to either fight the constitutionality of the bill, or create models for health care administration, January 1, 2014 edges ever closer and brings with it the start of health insurance exchanges. These exchanges are proposed to be implemented by [...]]]></description>
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		<title>California State Programs Face Massive Cuts</title>
		<link>http://www.insuresaver.com/info/california-state-programs-face-massive-cuts/</link>
		<comments>http://www.insuresaver.com/info/california-state-programs-face-massive-cuts/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 21:05:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=392</guid>
		<description><![CDATA[In Governor Jerry Brown’s (D) revision to the budget plan, he addresses earlier cuts made to health and social service programs. Though these cuts were intended to shrink California’s deficit, many children, low income, or elderly residents face losing assistance. As lawmakers managed to move $2 billion dollars from mental health services and childhood health [...]]]></description>
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		<title>Blue Shield Cancels Rate Increases</title>
		<link>http://www.insuresaver.com/info/blue-shield-cancels-rate-increases/</link>
		<comments>http://www.insuresaver.com/info/blue-shield-cancels-rate-increases/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 20:24:55 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=379</guid>
		<description><![CDATA[Even though a privately hired actuary deemed Blue Shield proposed rate hikes as “reasonable”, continued pressure from clients and state officials helped to convince the carrier to cancel their May 1st increase. Though citing a projected loss in the millions, consumers are looking at saving close to $40 million in premiums, which bring much needed [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Sees Rise in HMO Premiums</title>
		<link>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/</link>
		<comments>http://www.insuresaver.com/info/california-sees-rise-in-hmo-premiums/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 21:39:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=369</guid>
		<description><![CDATA[Employers are constantly searching for ways to bring down the cost for group health insurance premiums. While the answer used to be “switch to an H.M.O”, this is no longer the case. While H.M.O. plans used to offer much lower premiums because patients were limited in where they could go for care, the rates for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Long Term Care Costs Continue To Rise</title>
		<link>http://www.insuresaver.com/info/long-term-care-costs-continue-to-rise/</link>
		<comments>http://www.insuresaver.com/info/long-term-care-costs-continue-to-rise/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 23:32:02 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[long term care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=354</guid>
		<description><![CDATA[  The good news? People are living longer. The bad? Costs for Long Term Care (LTC) are increasing steadily with each passing years, outpacing inflation. Should you need care after an accident or illness, you may find that savings can rapidly deplete when paying for the care you need. It is estimated that over two-thirds [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Preventive Services and Your Health Plan</title>
		<link>http://www.insuresaver.com/info/preventive-services-and-your-health-plan/</link>
		<comments>http://www.insuresaver.com/info/preventive-services-and-your-health-plan/#comments</comments>
		<pubDate>Thu, 23 Dec 2010 23:08:58 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=336</guid>
		<description><![CDATA[  With health care reform came certain guidelines that would be implemented right away. One provision states that health plans must cover preventive care at 100% &#8211; with no cost sharing (i.e. co pays, deductibles, or coinsurance). However, does this mean you can rush out to take care of all those things you have been [...]]]></description>
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