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	<title>Health Insurance &#187; Sandra</title>
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	<description>Health insurance news, articles and information</description>
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		<title>Healthcare Reform and the Prevention of Chronic Illnesses</title>
		<link>http://www.insuresaver.com/info/healthcare-reform-and-the-prevention-of-chronic-illnesses/</link>
		<comments>http://www.insuresaver.com/info/healthcare-reform-and-the-prevention-of-chronic-illnesses/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 18:08:16 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=256</guid>
		<description><![CDATA[However you may feel about health care reform and the changes it will bring, one major outcome will be the mandatory implementation of preventative care on all policies. It is proposed that preventive care will be covered without any co pays or deductibles. Considering it is thought that half the conditions we treat in our [...]]]></description>
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		<title>The First Year for Health Care Reform &#8211; Step One</title>
		<link>http://www.insuresaver.com/info/the-first-year-for-health-care-reform-step-one/</link>
		<comments>http://www.insuresaver.com/info/the-first-year-for-health-care-reform-step-one/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 20:43:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[doughnut hole]]></category>
		<category><![CDATA[health care reform]]></category>
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		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=224</guid>
		<description><![CDATA[Though some fine tuning will be taking place, the plan for implementing the Health Care Reform Bill during the first year will (most likely) look something like this: Dependent children will be eligible to stay covered under their parent’s plan until their 26th birthday. The House is still pushing to make this coverage last through [...]]]></description>
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		<title>Health Care Reform and Preventive Care</title>
		<link>http://www.insuresaver.com/info/health-care-reform-and-preventive-care/</link>
		<comments>http://www.insuresaver.com/info/health-care-reform-and-preventive-care/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 19:55:37 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[Chronic Condition]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=217</guid>
		<description><![CDATA[Though no one knows where the health care reform bills are headed, it is of utmost importance that disease prevention and health promotion are at the top of the list. If we aim to “fix” a broken system, we need to ensure that the system is designed to “fix” us as well. This will be [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>California&#8217;s Timely Access to Medical Care</title>
		<link>http://www.insuresaver.com/info/californias-timely-access-to-medical-care/</link>
		<comments>http://www.insuresaver.com/info/californias-timely-access-to-medical-care/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 22:59:10 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[HMO plan]]></category>
		<category><![CDATA[network provider]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=207</guid>
		<description><![CDATA[ Recently, the California Department of Managed Care has released some new guidelines for HMO patients, in order to create a more efficient and comprehensive level of care for these patients. Among the new rules:    • A physician appointment within 10 business days of a request  • A specialist appointment within 15 business days of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Medical Information Bureau and You</title>
		<link>http://www.insuresaver.com/info/the-medical-information-bureau-and-you/</link>
		<comments>http://www.insuresaver.com/info/the-medical-information-bureau-and-you/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 23:06:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Privacy]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=191</guid>
		<description><![CDATA[Is there a database out there with all of your medical information available to prospective and current insurers? No. However, there does exist a shared central database called the Medical Information Bureau that may contain some important medical information about you. This data base is used primarily by insurance companies when applying for individual or [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Expiration Date Nears for COBRA Federal Subsidy</title>
		<link>http://www.insuresaver.com/info/expiration-date-nears-for-cobra-federal-subsidy/</link>
		<comments>http://www.insuresaver.com/info/expiration-date-nears-for-cobra-federal-subsidy/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 18:23:40 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
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		<category><![CDATA[Resources]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=170</guid>
		<description><![CDATA[The federal economic stimulus package which covers 65% of the cost of COBRA premiums is set to end as of December 2009. This reduction was designed to assist those who had an involuntary termination of employment and were eligible for COBRA during the period of September 1, 2008 through December 31, 2009. Though the subsidy [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Healthy Families Coverage Losing Financial Support in California</title>
		<link>http://www.insuresaver.com/info/healthy-families-coverage-losing-financial-support-in-california/</link>
		<comments>http://www.insuresaver.com/info/healthy-families-coverage-losing-financial-support-in-california/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 19:50:43 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=154</guid>
		<description><![CDATA[The State of California has been in financial crisis as of late and now is going to hit home for many families whose children are enrolled on the Healthy Families program. This is a low cost state run plan that offers affordable medical, dental, and vision coverage for California children. Unfortunately, due to a lack of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ancillary Benefits Equals Happy Employees</title>
		<link>http://www.insuresaver.com/info/ancillary-benefits-equals-happy-employees/</link>
		<comments>http://www.insuresaver.com/info/ancillary-benefits-equals-happy-employees/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 22:20:58 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=145</guid>
		<description><![CDATA[Small Businesses are definitely hit the hardest when it comes to premium rates. However, recent studies have shown that incorporating ancillary benefits, such as life, disability, and dental benefits, ensures employees are not only healthy and happy – but loyal as well. A MetLife study showed that 73% of employees who felt adequately covered were [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Reduced General Practice Physicians in California</title>
		<link>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/</link>
		<comments>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 21:45:56 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Group]]></category>
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		<category><![CDATA[network provider]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=116</guid>
		<description><![CDATA[Recent studies show an alarming trend in California. General Practice physicians are in dwindling supply, and at the lower end of “per capita need”. As fewer and fewer younger physicians enter this field, the inadequacies will become even more dire. On the other hand, specialists seem to be in abundance, but are not distributed throughout [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/reduced-general-practice-physicians-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Gender Based Rating and Health Care Reform</title>
		<link>http://www.insuresaver.com/info/gender-based-rating-and-health-care-reform/</link>
		<comments>http://www.insuresaver.com/info/gender-based-rating-and-health-care-reform/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 22:37:02 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Individual]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=95</guid>
		<description><![CDATA[These days, everyone seems to be ready for change. The idea of national health care, coverage for all people (regardless of pre-existing conditions), and the end of gender based rating, is top priority.   One of the biggest issues these days is the fact that men and women are charged different amount for the same [...]]]></description>
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		<slash:comments>0</slash:comments>
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