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	<title>Health Insurance &#187; Carol</title>
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		<title>Modernized Medicare Supplement Plans</title>
		<link>http://www.insuresaver.com/info/modernized-medicare-supplement-plans/</link>
		<comments>http://www.insuresaver.com/info/modernized-medicare-supplement-plans/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 18:04:54 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medicare supplement]]></category>
		<category><![CDATA[medigap]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=253</guid>
		<description><![CDATA[As of June 1, 2010 major changes will be made to the Medicare Supplement industry. This comes via HR 6331, also known as the Medicare Improvements for Patients and Providers Act, which was passed on July 9, 2008. This act intends to modernize the current Medicare market by dropping some coverage options and adding others [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lack of Pediatric Specialists a Growing Concern</title>
		<link>http://www.insuresaver.com/info/lack-of-pediatric-specialists-a-growing-concern/</link>
		<comments>http://www.insuresaver.com/info/lack-of-pediatric-specialists-a-growing-concern/#comments</comments>
		<pubDate>Wed, 12 May 2010 18:53:58 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[Universal Health Care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=242</guid>
		<description><![CDATA[  Health Care Reform promises to ensure that all Americans have access to medical coverage. The most pressing concern is the fact that many children are without coverage and the care they need now, so the bill states that by September 23rd, 2010, no child can be denied coverage due to pre-existing conditions. While this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>64? Let&#8217;s Talk About Medicare</title>
		<link>http://www.insuresaver.com/info/64-lets-talk-about-medicare/</link>
		<comments>http://www.insuresaver.com/info/64-lets-talk-about-medicare/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 19:48:09 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medicare supplement]]></category>
		<category><![CDATA[medigap]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=214</guid>
		<description><![CDATA[  You would be surprised to hear how many Medicare eligible clients do not understand how Medicare actually works. With an aging population, and enrollees at the highest levels to date (expected to increase dramatically with the baby boomers entering the system starting in 2011), it is most important to know the ins and outs [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Enhanced Dental and Vision Benefits for Diabetics with Anthem Blue Cross</title>
		<link>http://www.insuresaver.com/info/enhanced-dental-and-vision-benefits-for-diabetics-with-anthem-blue-cross/</link>
		<comments>http://www.insuresaver.com/info/enhanced-dental-and-vision-benefits-for-diabetics-with-anthem-blue-cross/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 19:30:03 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=197</guid>
		<description><![CDATA[ Diabetic clients will be finding more comprehensive dental and vision benefits with Anthem Blue Cross starting 1/1/2010. These integrated benefits will help such individuals obtain the care they need to manage their conditions, and prevent diabetes related complications.  Diabetic Retinopathy can be a common occurrence, but is almost 90% preventable with proper vision care. Therefore, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Children with Insurance Have Brighter Prognosis in Hospitals</title>
		<link>http://www.insuresaver.com/info/children-with-insurance-have-brighter-prognosis-in-hospitals/</link>
		<comments>http://www.insuresaver.com/info/children-with-insurance-have-brighter-prognosis-in-hospitals/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 23:01:51 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[children's health]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=188</guid>
		<description><![CDATA[Disturbing news shows that children without insurance are 60% more likely to die from a serious illness, such as pneumonia or asthma. This is most likely due to the fact that care is not sought out until it is much farther advanced. This is tough to swallow, but keep in mind there are always options [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross PPO Share Plan Changes</title>
		<link>http://www.insuresaver.com/info/anthem-blue-cross-ppo-share-plan-changes/</link>
		<comments>http://www.insuresaver.com/info/anthem-blue-cross-ppo-share-plan-changes/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 18:32:08 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[maternity]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=176</guid>
		<description><![CDATA[Anthem Blue Cross has discontinued some of their PPO Share (maternity) plans in California, and although you may keep your current coverage, you may find the rates higher than you anticipated. In this case, new plans have been designed to offer comparable coverage with lower premiums. For instance, those individuals and families on the PPO [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>No Premium Increases for Medicare Part B in 2010</title>
		<link>http://www.insuresaver.com/info/no-premium-increases-for-medicare-part-b-in-2010/</link>
		<comments>http://www.insuresaver.com/info/no-premium-increases-for-medicare-part-b-in-2010/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 22:21:46 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[heath insurance]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=162</guid>
		<description><![CDATA[For the 42 million seniors and people with disabilities who are currently enrolled in Medicare Part B, a recent vote has ensured that there will be no premium increase for Part B. The standard premium is currently $96.40; slightly higher for those with incomes over $85,000 for individuals or $170,000 for couples. This premium is [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Mental Health Parity and Addiction Equity Act of 2008</title>
		<link>http://www.insuresaver.com/info/the-mental-health-parity-and-addiction-equity-act-of-2008/</link>
		<comments>http://www.insuresaver.com/info/the-mental-health-parity-and-addiction-equity-act-of-2008/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 19:50:31 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[mental health]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=151</guid>
		<description><![CDATA[In October of 2008, the President signed the Mental Health Parity and Addiction Equity Act (MHPAEA), which provided some vital changes in the way group mental health and addiction benefits are to be covered. This ensures that those needing such coverage will not be denied or restricted in their ability to seek treatment.   The [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Ways to Save on your Medicare Supplement Plan</title>
		<link>http://www.insuresaver.com/info/ways-to-save-on-your-medicare-supplement-plan/</link>
		<comments>http://www.insuresaver.com/info/ways-to-save-on-your-medicare-supplement-plan/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 22:15:18 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=141</guid>
		<description><![CDATA[We all know how hard it is to keep up with ever increasing insurance premiums. Fortunately, there are always alternate plans or carriers to consider, in an effort to keep your insurance coverage comprehensive without breaking the bank. For example, Aetna has released competitive rates for their Medicare Supplement plans. Our most popular plan, Plan [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Helping Seniors in the “Doughnut Hole”</title>
		<link>http://www.insuresaver.com/info/helping-seniors-in-the-%e2%80%9cdoughnut-hole%e2%80%9d/</link>
		<comments>http://www.insuresaver.com/info/helping-seniors-in-the-%e2%80%9cdoughnut-hole%e2%80%9d/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 21:43:12 +0000</pubDate>
		<dc:creator>Carol</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[doughnut hole]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[part d]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=113</guid>
		<description><![CDATA[Medicare Part D is the drug portion of Medicare coverage. It is designed to assist with the overwhelming cost of medications, but there is one major flaw in their design – the gap in coverage called the “doughnut hole”. This is when the enrollee is responsible for covering the entire cost for their medications between [...]]]></description>
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		<slash:comments>1</slash:comments>
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