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	<title>Health Insurance &#187; Candace</title>
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	<description>Health insurance news, articles and information</description>
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		<item>
		<title>The Autism Insurance Reform Bill</title>
		<link>http://www.insuresaver.com/info/the-autism-insurance-reform-bill/</link>
		<comments>http://www.insuresaver.com/info/the-autism-insurance-reform-bill/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 20:24:10 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[State]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=434</guid>
		<description><![CDATA[Recently, the autism insurance reform bill was passed, and SB 946 will be signed into law by Governor Jerry Brown. This means that as of July 1, 2012, services will be subject to the mental health parity law and require that health plans subject to this bill provide coverage for treatment to “develop or restore, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Senior Citizen&#8217;s Facing Social Security Woes</title>
		<link>http://www.insuresaver.com/info/senior-citizens-facing-social-security-woes/</link>
		<comments>http://www.insuresaver.com/info/senior-citizens-facing-social-security-woes/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 17:15:59 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Federal]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[medigap]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=413</guid>
		<description><![CDATA[All of us are finding that our dollars are not going as far as they used to, but none are feeling the hit as much as senior citizens. It is shown that senior citizen’s expenses are rising twice as fast as their Social Security checks, and as many use this as their sole means of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Top Employee Wellness Concerns</title>
		<link>http://www.insuresaver.com/info/top-employee-wellness-concerns/</link>
		<comments>http://www.insuresaver.com/info/top-employee-wellness-concerns/#comments</comments>
		<pubDate>Wed, 04 May 2011 20:26:57 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=386</guid>
		<description><![CDATA[While preventive screenings are now an integral part of (most) health care policies, employees are still bearing the brunt of stressful job environments, and lack of exercise. Obesity continues to rise, even with all of the education available to us. Add to that the added dangers of stress on a taxed body and mind, and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Disability Insurance Provides Peace of Mind Protection</title>
		<link>http://www.insuresaver.com/info/disability-insurance-provides-peace-of-mind-protection/</link>
		<comments>http://www.insuresaver.com/info/disability-insurance-provides-peace-of-mind-protection/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 23:04:31 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employers]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Individual]]></category>
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		<category><![CDATA[added benefits]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[wellness]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=331</guid>
		<description><![CDATA[  While many of us know the importance of protecting ourselves against unexpected medical expenses, we tend to overlook the added fact that while we recover from an accident or illness, we are going to lose our income. Sometimes an illness or injury can keep you from working for years, and the added stress of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Expired COBRA Subsidy Leads to Coverage Lapses</title>
		<link>http://www.insuresaver.com/info/expired-cobra-subsidy-leads-to-coverage-lapses/</link>
		<comments>http://www.insuresaver.com/info/expired-cobra-subsidy-leads-to-coverage-lapses/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 16:49:31 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[health care costs]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[pre-existing]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=292</guid>
		<description><![CDATA[The COBRA subsidy program remains in limbo, and as a result many enrollees are choosing to discontinue coverage altogether. This program, which was intended for anyone terminated from September 1, 2008 to May 31, 2010, offered a 65% subsidy for up to 15 months. The subsidy, however, would be less for anyone whose modified gross income exceeds [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rules Governing Grandfathered Health Plans</title>
		<link>http://www.insuresaver.com/info/278/</link>
		<comments>http://www.insuresaver.com/info/278/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 17:42:49 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Employees]]></category>
		<category><![CDATA[Employers]]></category>
		<category><![CDATA[Federal]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Coinsurance]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=278</guid>
		<description><![CDATA[One outstanding declaration in President Obama’s health care reform plan is the promise people who like their current health plan will have the option to keep it. How will this work? The plan is to grandfather in policies in order to “protect the ability of individuals and businesses to keep their current plan while providing [...]]]></description>
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		<item>
		<title>Pre-existing Conditions and California Residents</title>
		<link>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/</link>
		<comments>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 18:10:30 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Individual]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[pre-existing]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=258</guid>
		<description><![CDATA[Startling news shows that one in five California residents (under the age of 65) have a “pre-existing” condition, which could render them ineligible for coverage, or offered premiums at inflated rates. Though health care reform promises all Americans coverage by 2014, this still leaves many without the coverage they need for years. What is considered [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/pre-existing-conditions-and-california-residents/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Care Reform – where it is headed?</title>
		<link>http://www.insuresaver.com/info/health-care-reform-%e2%80%93-where-it-is-headed/</link>
		<comments>http://www.insuresaver.com/info/health-care-reform-%e2%80%93-where-it-is-headed/#comments</comments>
		<pubDate>Mon, 17 May 2010 18:52:38 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Government Run Health Plan]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[group health]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[preventative care]]></category>
		<category><![CDATA[Universal Health Care]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=245</guid>
		<description><![CDATA[We are now well into the first year following the passing of the health care reform bill. However, we still are not completely sure of what the changes are going to be, and how it will affect all of us. While some portions of the bill are clear cut, such as extending coverage to overage [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/health-care-reform-%e2%80%93-where-it-is-headed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Balance Between Age and Health Insurance Coverage</title>
		<link>http://www.insuresaver.com/info/the-balance-between-age-and-health-insurance-coverage/</link>
		<comments>http://www.insuresaver.com/info/the-balance-between-age-and-health-insurance-coverage/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 22:40:23 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[individual health]]></category>
		<category><![CDATA[medicare]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=231</guid>
		<description><![CDATA[Recent polls show an interesting correlation between age and health insurance coverage. Though many other factors, such as income, also play a major role in who obtains coverage, and who chooses to go without does depend greatly on the age group of that individual. According to a newly released Gallup Poll:   • 84% of 18 [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/the-balance-between-age-and-health-insurance-coverage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blue Shield of California Cancellations for Non-Payment of Premiums</title>
		<link>http://www.insuresaver.com/info/blue-shield-of-california-cancellations-for-non-payment-of-premiums/</link>
		<comments>http://www.insuresaver.com/info/blue-shield-of-california-cancellations-for-non-payment-of-premiums/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 19:21:54 +0000</pubDate>
		<dc:creator>Candace</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Individual]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Tools]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://www.insuresaver.com/info/?p=194</guid>
		<description><![CDATA[Important news for our Blue Shield of California clients who are currently on individual and family plans. If you miss a payment, and exceed your grace period, they will no longer reinstate you after January 1, 2010. In these cases you will have to reapply for coverage and be subject to medical review once again. You are [...]]]></description>
		<wfw:commentRss>http://www.insuresaver.com/info/blue-shield-of-california-cancellations-for-non-payment-of-premiums/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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